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# Slot Credits Are Like Money in the Bank

8 September 2010

Sound money management is an ongoing issue for recreational gaming enthusiasts. It revolves not only around the amount of money you gamble and the loss limits that individual gamblers establish for themselves, but also the amount of money you win and what you decide to keep.

Building up playing credits on slot and video poker machines carries seeds of destruction for players who wish to employ smart money management. When you are playing with electronically metered credits instead of cold, hard cash, it is easy for the money you've won to lose its value.

That's why it is extremely important to be aware of exactly how much money you have in the machine in credits. The increase in the number of low denomination multi-line video slot games makes keeping track of what we've won kind of difficult. If you're like me, sometimes you have to take pause and figure out what those credits really add up to in money.

Dollar units are a no-brainer. Each earned playing credit equals one dollar. Fifty-cent machines are also pretty easy. Just take the number of credits on the machine, divide by two, and the result is the whole dollar equivalent. Similarly with quarter machines, just divide the number of credits by four. Four hundred credits on a quarter machine are equal to \$100.

Penny, two-cent, nickel, and dime machines sometimes get me confused. Here are some guidelines to keep in mind when you're playing them to make sure you know what you've won and have the good gambling sense to cash them out and have the casino "show you the money"!

Penny Machines: 1,000 credits = \$10.00, 5,000 credits = \$50.00, and 10,000 credits = \$100.00

Two-Cent Machines: 1,000 credits = \$20.00, 5,000 credits = \$100.00, and 10,000 credits = \$200.00

Nickel machines: 20 credits = \$1.00, 100 credits = \$5.00, 200 credits = \$10.00, 1,000 credits = \$50.00, and 2,000 credits = \$100.00

Dime machines: 20 credits = \$2.00, 100 credits = \$10.00, 200 credits = \$20.00, 1,000 credits = \$100.00, and 2,000 credits = \$200.00.

Some casinos make it easy to keep track of your winnings and give you the opportunity to take the money and run. If you win a substantial amount during a bonus round on multi-line video slots, the machine will go in lock-down mode and require a "hand pay" from a slot services representative. Take advantage of this option and preserve a percentage of the winnings.

One technique that I advocate is to break your session bankroll into twenty-dollar bills and play them one at a time instead of inserting multiple bills or larger denomination bills into the currency validator in the machine.

Any time you win a substantial amount of money during the course of play, hit the cash-out button and collect your voucher. This is a great rule of thumb when playing quarter video poker. If you catch four-of-a-kind and win 250, 400, 800, or even 2,000 credits, depending on the game you're playing, cash out and start playing with another twenty.

Leaving those credits on the machine makes it SO easy to keep on playing 'em down until you've squandered away your good fortune. Winning is hard and those four-of-a-kinds are few and far between! So are productive bonus rounds on video slots.

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John G. Brokopp

John G. Brokopp's gaming column appears in Chicago Sun Times (Chicago, Illinois), The Times (Northwest Indiana), The Quad City Times (Davenport, Iowa), The Courier News (Elgin, Illinois), The Gazette (Southwest Suburban Chicago) and Senior Wire (Denver, CO). He's also a regular contributor to The Colorado Gambler, Midwest Gaming & Travel, Casino Player and Strictly Slots. John possesses 28 years of experience as a professional handicapper, publicist, freelance writer, and casino gaming correspondent. He is also the author of two very popular books, The Insiderâ€™s Guide to Internet Gambling and Thrifty Gambling.

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John G. Brokopp
John G. Brokopp's gaming column appears in Chicago Sun Times (Chicago, Illinois), The Times (Northwest Indiana), The Quad City Times (Davenport, Iowa), The Courier News (Elgin, Illinois), The Gazette (Southwest Suburban Chicago) and Senior Wire (Denver, CO). He's also a regular contributor to The Colorado Gambler, Midwest Gaming & Travel, Casino Player and Strictly Slots. John possesses 28 years of experience as a professional handicapper, publicist, freelance writer, and casino gaming correspondent. He is also the author of two very popular books, The Insiderâ€™s Guide to Internet Gambling and Thrifty Gambling.